Disappointed in the Website not the Policy

I like many of my fellow Americans have been very frustrated with the lack of speed and efficacy of the Healthcare.gov website. However, let me be very clear there is a big difference between a website not working properly and a federal law being unlawful and therefore unconstitutional. Based on the polls by both liberal and conservative groups there has been a knee-jerk reaction to the website having issues and people believing since this is the case we should over-haul this law.  The Affordable Care Act is a law I remind you that is presently saving people money while providing a ray of hope to millions of people that only a year ago were told they were uninsurable. America is a microwave society. We want all the good stuff quickly and right now. I believe we need to take a step back and realize the true purpose of this law and allow the process of fixing our broken health care system to run its course.

The individuals going on Fox News talking about how they are being dropped off their great insurance plans, who said they were told they would have to get a new insurance plan which would cost twice the price of their current plan are telling half-truths and flat out lies in their support for Fox News and their hatred for President Obama. What these individuals are not telling you is that for the majority of them their insurance policies are not worth the paper they were written on. Let me break it down like this…back in my home town of Detroit Michigan there are several hole in the wall car insurance places where you can get just enough insurance to get your car registered and keep the cops off your back. These insurances policies are very cheap. However, once you get into an accident the policy does not cover all the costs of repairs. At the end of the day you may end up paying out of pocket just as much as if you never had insurance at all.  Many of the health insurance companies are running the same scam. The Affordable Care Act has forced health insurance companies to give people quality health insurance with no gaps in coverage and no caps on how much the insurance company is willing to pay for an individual’s care. Most importantly once insured the insurance company can never drop you from your plan for any reason. In the past at the end of the fiscal year it has been the prerogative of the insurance company whether or not they were going to continue your health care coverage, no matter how much money you have invested.

A young lady went on Fox News and said “My health insurance is great with no gaps or caps in coverage and yet I was told because of Obama Care I was going to be dropped!” My question to her is: Why are you mad at the President? Barack Obama is the President of the United States not the CEO of Blue Cross Blue Shield. The health care provider you are insured under made a judgment call and because they value their profits over your quality of health they dropped you from coverage! Your fight is with the insurance company not the president. Yes, people are being dropped from their insurance policies and they had good insurance but not because of this law. The insurance companies are using this current political climate as an excuse to drop people, and if you would like to continue the same coverage you pay twice and in some cases three times as much as before all in the name of making more money for the insurance company plain and simple.

Historians and political scientists wax poetically about the importance of the Constitution, The New Deal, and Civil Rights Laws as the corner stones of our present democracy. However, all of these historical milestones had their critics in the beginning and like the Affordable Care Act many questioned if they were even necessary. The Affordable Care Act is never going to fix every problem or have an answer to every question, but that is why we have a “living government”.  That living government will over time make the law better, faster and more efficient, just like the website will be in the coming weeks (I HOPE). The Affordable Care Act is only the beginning, a foundation to which we can start to fix this broken system. What other choice do we have? The alternative is do what a group of conservatives did at the 2012 Republican Presidential debates when the question of fixing the health care system was asked. The group yelled “LET THEM DIE!” “LET THEM DIE!” I don’t know about you but to me that attitude is not exactly the American way.

David Washington

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About David Washington

Graduate of Norfolk State University Summa Cum Laude BA in Political Science, Navy Veteran, and Former Obama Campaign Staffer
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One Response to Disappointed in the Website not the Policy

  1. Bill Burton says:

    David, you are such a moron. The ACA requires all insurance policies to include certain coverages (I hesitate to say benefits). If a person’s current policy doesn’t include those coverages, it is non-compliant and will terminate at the end of the policy term.
    If a person wants a bare-bones insurance policy, is it really gov’t's role to say that person is wrong? If the person gets poor coverage, that’s his choice.